Protecting Your Identity
The rate at which identity theft has grown is in the United States is increasing at an alarming rate. The number of Americans affected has reached 27 million and still growing. North Alabama Bank wants this trend to stop. We diligently work to see that happen by taking substantial measures to protect our customers. Our strict bank policy regarding privacy of both your personal and financial information as well as steps taken in regards to your online banking go hand in hand to help protect you from the fastest growing form of theft today. By requiring you to use password protection for online transactions and encryption of those online transactions into a secure code helps to thwart hackers attempts at accessing your userid and password as well other personally identifying information. We also recommend the use of a firewall on your end if you use a high speed connection.
In addition to the steps we take there are some things that you can do to stop these crimes:
- Don't give out personal or financial information such as social security number, checking or credit card numbers, or pin numbers unless you personally know the person or organization. Always keep this information in a safe place.
- Never email any of the above information even to your banker. Email is not a secure transmission. It is the equivalent of a postcard and you wouldn't put your social security number on a postcard for the post office to read would you?
- Shred any financial offers you receive such as those for credit card offers and any bank statements before throwing them away. Consider getting your bank statements online, it will not only help protect your identity but it will help the environment.
- Protect your ATM PIN number and ATM receipts. Keep your ATM card and PIN number separate and shred them if you should need to dispose them. Never write your PIN number on your card, memorize it instead.
- Report lost or stolen checks, debit cards or credit cards immediately to the appropriate party.
- If you see something questionable on a bill don't hesitate to question it as this may help prevent possible fraud.
- Annually check your credit report for accuracy and report any errors immediately.