Common Features

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

  • Check Printing–fee depends on style and quantity of check ordered
  • Dormant Account Fee–$3.00   (An account is dormant if for one year for Savings or six months for Checking you have made no deposits or withdrawals to the account, there has been no communication about the account, or your account statements are returned for and incorrect address. This fee is charged each month.)
  • Foreign ATM Transactions–$2.75
  • NSF Check Charge–$32.00 per item (Imposed on overdrafts created by checks, in-person withdrawals, ATM withdrawals or other electronic means, whether the item is paid or returned unpaid)
  • Authorized Overdraft Charge–$32.00 per item
  • Account Activity printout–$2.00
  • Special Statement Cutoff–$2.00
  • Account Research–$25.00 per hour
  • Account Balancing Assistance–$25.00 per hour
  • Copy of Statement–$2.00
  • Account closed within 90 days–$10.00
  • Photocopies–$1.00 per copy
  • Bill Pay Service–Free for the first 90 days
    • When paying between 3 and 15 bill payments per statement cycle–no monthly fee
    • Transactions in excess of 15 payments per statement cycle–$0.40 per transaction over 15
    • Any statement cycle in which the service is not used for at least 3 bill payments–$4.95 per statement cycle
  • Electronic Bill Payment Exception Fees
    • Copy of Bill Pay Check–$10.00
    • Priority Mail Delivery–$20.00
    • Research Fee–$25.00 per inquiry
  • Stop Payment Fee–$32.00 per item (imposed on all methods of payment, including checks or electronic items)
  • Domestic Wire Transfer (incoming or outgoing)–$15.00
  • International Wire Transfer (incoming or outgoing)–$75.00
  • Garnishments–$25.00

We may require not less than 7 days’ notice in writing before each withdrawal from an interst-bearing account other that a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See one of our customer service representatives for information on notice regarding penaly for early withdrawal.

*Fees subject to change.